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You will trust some stabilizing algorithm and that nerds at hedge funds won't crack it like Terra/Luna.

I gladly take that risk over the one I'd be taking with USDT backed by USD.

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But what is the point to take any exposure to a deflating fiat token?

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As I said before, I have never used any, other than playing around a little with DOC for the sake of learning. But then, again, in the case I'd wanted to use one in the future, it wouldn't be one backed by USD, like USDT, etc.

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