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80 sats \ 4 replies \ @Satosora 4h \ parent \ on: State Farm asks for more insurance rate increases after LA fires econ
Its a little bit wrong to expect cheap insurance in a high risk environment.
Its pay to play.
I know they have been getting pounded by fires lately, but its not a new thing.
The smart choice would have been to relocate.
Absolutely, no one should expect cheap insurance in a place like that. However, the state does things that make insurance more costly to provide and it is reasonable to think they should stop doing that.
It's also reasonable to think you should not have to have insurance. One of the core principles of a free society is personal responsibility. If someone wants to take on all the risk of living somewhere, that's their business.
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