You don't need a to keep seed when you don't have much funds to recover. Do you think the most of the population understand channel creation?

Deposits of 10,000 SATs, with 1% fee and 3000 sats minimum? Even if you don't need to do anything the first reaction is what tha F is this talking about.

Phoenix is great. Muun offers the simplest and easier experience. I won't catalogue it as shit at all.

As Elisabeth Stark says: Bitcoin for Billions not for Billionaires