I thought those would just settle the latest state, but I suppose it makes sense that I'd just be able to broadcast an older transaction wherein the server has gets all the money

kevin

You would just force close the channel (aka a unilateral close). The funds would be locked up for awhile but your node would eventually get them.

k00b

bitcoin

Recovery of mobile wallet funds using a dual lightning node setup

Yeah - there's also the issue of me not knowing how to even execute the plan in-case I actually lose the phone 😂