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If you're assuming a custodial wallet that you control, you can just not use lightning at all.
Here’s how it would work:
  • The user signs up on Orange Pill App (OPA) using their own wallet (e.g., Wallet XYZ).
  • Every month, OPA sends a reusable BOLT12 offer to Wallet XYZ.
  • If the user has funds available and has previously whitelisted OPA as an approved payee, Wallet XYZ would automatically fetch the invoice and pay it — no manual action needed