Bitcoiners think they need to work in bitcoin to be happy, when they can easily find any job they find meaningful and affords them work-life flexibility while stacking sats
They dont think they need a fiat emergency reserve
They dont save enough because they assume asymetric returns will undo poor financial behaviors
They try to time the market because of "cycles"
They try to earn yield on their bitcoin
They borrow too much against their bitcoin because they think hyperbitcoinization will bail them out
Great question!