Yes- I don't understand all the different technological routes but know when fees are too high. Hopefully Braiins will allow me to reconnect to Coinos wallet. If not maybe there is some other wallet that is not as expensive to use as the lightningpay.nz one- they have had good reviews as a NZ owned and operated LN enabled BTC only exchange and for building a circular BTC payments economy, especially in their region of NZ (Queenstown) but their wallet is way too expensive to operate.