Thanks for sharing your notes and thoughts. Its appreciated. Here are some of mine in response for what its worth. Probably not much :)

I don't think lightning scales to billions either but I can't prove that. More importantly I don't think it needs to. It just needs to be able to support those that value sovereignty over convenience. I think most people will be perfectly fine using custodians. They do today and most people are more afraid of themselves than a third party with a decent rep. Also, we are talking about day to day spending not your egg. Most people don't carry their life savings around in the pocket. Even cards have limits. Debit cards are connected to checking accounts that are usually not massive.

For now I think lightning will meet our needs as we grow. The promising tech that while it is custodial protect privacy is eCash. I think this helps with small payments a ton. It is mile better than Strike or CashApp at least.

I agree. I don't think stable coins are good just as I don't think fiat is good. I do use fiat though...

My opinion on stable coins on lightning is... I don't care. Same as my opinion on JPEGs on bitcoin. I don't care.

That's interesting. Its different but the same man. I remember being involved in the early days with a technology community. When it started the conferences were very campy and organic. As the project grew in usage and popularity like the Internet it became more corporate. This is what I am seeing people say about the bitcoin conf. I think its just a part of the natural evolution of things. I don't like suits. I don't like corporate stuff but I'm pro freedom so if people like that I'm ok with it. Its just not for me. I doubt I'll ever go to the Bitcoin Conference. Not my kind of event.