It was nuts when in 2017 I thought buying one for 5 would be crazy.

Wow, that's quite dark, man. On the contrary I made an overview of bitcoin ownership recently and looks to me like boomers are hardly in the game. That said they can get in, but at the cost of making everyone that is already in (much) richer.

That's all the legal route, of course. Looking at United States for example most of the bitcoin reserve(~200k) was seized(stolen) from Silk Road, Bitfinex, FTX. And there's the infamous order 6102. I'd worry about that more.