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Here’s a programmer from Qerko who was in charge of BTC payments in Qerko and the author of the X post.
Yeah, the whole situation around regulations forced me to try paving a different path.
Right now, as my side project, I’m building a self-custody payment system similar to Qerko, but based on local-first and open-source principles. It’s called Finito - https://github.com/finitoapp/finito
The merchant runs their own POS (Point-Of-Sale) directly in the browser, and communication with the payment app happens via Nostr. So no backend, no 3rd-party dependencies,...
It will support not only BTC (which will be natively built-in), but also classic fiat currencies. For example, in Czechia there’s the option to pay for services account-to-account, and this method will also be supported in Finito via a plugin.
I’d welcome any help with the project. I'm just at the beginning.
The ambition is also to have an invoicing system in Finito, which could be appreciated by a large number of small entrepreneurs / sole traders.
Qerko offers several ways to integrate with cash registers / POS systems.
Sometimes Qerko connects to the existing API of the cash register, other times it's the cash register that connects to Qerko's API (which is the preferred method).
Finito could theoretically support the same Qerko API, but that's not on the agenda right now and Qerko API is badly designed. Finito already includes its own POS. Plus, I'm still working at Qerko. Finito is targeting smaller merchants and also the whole world.