pull down to refresh

According to the New York Fed’s Quarterly Report on Household Debt and Credit, total household debt in the United States grew by $197 billion in the third quarter of 2025, bringing the total debt balance to an all-time high of $18.6 trillion. The increase was mainly driven by mortgage, credit card and student loan balances, which grew by $137, $24 and $15 billion, respectively, with HELOC loans and credit card debt growing the fastest in relative terms at 2.7 and 2.0 percent compared to the previous quarter and 9.0 and 5.7 percent year-over-year, respectively.
[...]
It looks like that’s just nominal debt.
One of the largest inflationary periods occurred during that interval, so we need some sort of adjustment for how wages are changing in order to make much sense of it.
reply
At the same time, wages are going down over all. That's not the inverse pattern anyone wants to see in economy health corners.
reply