Interesting, never thought about this but it makes sense...

The ability to cross collateralize with other assets owned; real estate, metals, collectibles, etc. It would be difficult to underwrite and document but I think most people looking for this type of facility are those who wouldn’t want to liquidate their BTC holdings unless absolutely necessary 

BBitcoinUSA

02d072ecce

In the US if you have a big expense there are tax advantages to borrowing against your Bitcoin instead of selling it.

But the current 2 lending options I know of, Ledn and Unchained, have 15%+ APR, which is basically cost prohibitive.

If interest rates were lower, would you consider using a Bitcoin lending service, even if you had to send your Bitcoin to a custodian?

What features would you ideally want in a Bitcoin lending service that don't exist with the current options?

bitcoin

In the US if you have a big expense there are tax advantages to borrowing against your Bitcoin instead of selling it.

But the current 2 lending options I know of, Ledn and Unchained, have 15%+ APR, which is basically cost prohibitive.

If interest rates were lower, would you consider using a Bitcoin lending service, even if you had to send your Bitcoin to a custodian?

What features would you ideally want in a Bitcoin lending service that don't exist with the current options?