I will offer the obligatory nice try fed since no one else has yet.

For most users, single sig is fine.

Backup seed words and use a passphrase.

not much point for a single non richie.

If you lightning, you multisig

(Unless you use a custodian, then they multisig)

I tried to do some testing with a multisig a few months ago and it did not go well. As a result I haven't switched to multisig yet. Here is what I wanted to test:

The idea being that I could use my friend's signing device as a recovery option if I lost 1 of my signing devices. Using all the technology that already exists we should be able to do all this over the internet.

Idk if the issue was they were on a Mac or what but we were never able to actually successfully sign a PSBT and broadcast it. I could do it locally when I tested with 3 signing devices, but when I would sign a PSBT and send it to them Sparrow had issues with signing it.

2-2 using two ios devices.

Single Sig HW + Passphrase

Multisig 5 of 10.

Different vendor hw wallets, phone and desktop hot wallets. Funds don't get moved easily and that is intentional

I would say 3/4 of my bitcoins is in a multisig, the rest is in a single Sig, and a small amount in a software wallet. I have also a bit of gold, since in Asia it is easily exchanged thanks to Chinese people.

An an individual, nah. As an escrow service provider, 2/3 multisig is the way.

Yeah but I'm not too crazy on it is it necessary no is it useful though for sure depends on your level of responsibility I didn't get too complicated with it it's all a matter if you just create multiple copies of your keys and separate them there's different levels of multi sig but the 2 of 3s and 3 of 5s stuff while I appreciate it it's not that critical just my thoughts

Yes and No

I have a multisig 2/3 love the set up! Not liking the fees right now to condense my 50 UTXO’s though and I guess that consolidation costs more sats with a multi sig.