The Federal Housing Finance Agency is reviewing the use of Bitcoin and other cryptocurrencies in mortgage eligibility assessments.

The Federal Housing Finance Agency (FHFA) of the United States, through its director William Pulte — appointed by President Donald Trump — has announced its intention to thoroughly examine the use of Bitcoin and other digital assets as a qualifying factor for access to mortgage financing. The agency could potentially open the door to Bitcoin, stablecoins, and other cryptocurrencies as recognized assets in the housing finance sector.

“We will study the usage of cryptocurrency holdings as it relates to qualifying for mortgages,” said the FHFA director on X.

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