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Background

The goal of this experiment is to showcase how buying bitcoin and holding can beat stock picking. Motley Fool is pretty well known in the investment space and they charge customers are good amount of fiat for access to their stock selections. Years ago I got a free offer via my credit card to try Motley Fool’s stock advisor product for one year. Using a simple dollar cost averaging strategy (DCA) of $100 a month ($50 to Stock Advisor and $50 to Bitcoin) I purchased their recommended stocks and bought bitcoin. The results are below.

Performance to Date:

Bitcoin: $6,917.31 (Return of 186.49%)

Another boring quarter! πŸ₯± Bitcoin has recovered back above the 182% it posted during the Trump pump but overall it has been pretty boring. The news has been extremely bullish for Bitcoin but the price has yet to blast higher. Some bitconers are getting impatient and wondering why the price is being suppressed but I don’t care. Bitcoin is a long term game and this experiment is proving that case. The longer it stays in this range the more sats I can stack!

Stock Advisor $3,076.32 (Return of 28.10%)

This stock portfolio is absolutely getting destroyed by bitcoin. A return of 28% is usually considered fantastic when measured against the stock market but I didn’t pay Motley Fool to just barely beat the S&P. Plus 6 out of the 11 stocks are down meaning I lost part of my initial investment over a 4 year period. Adobe as a laggard is really surprising to me. Over the last 4 years of buying this stock that has a great product and always in profit only great my money 2%! That is lower than inflation! Thus I am getting poorer by holding this stock! But these are the fiat games once must play in 2025 to have a chance to protect ones purchasing power. But now that we have bitcoin that is all over now.

Conclusion

What more can be said. Bitcoin is up 182% and Motley Fool is up 28%. Only a few stocks are saving this portfolio from losing me money over the last 4 years. As time goes on Bitcoin will make services like Stock Advisor obsolete.

Lets see how the major indexes are doing:

S&P 500

9/13/2021β€Šβ€”β€Šβ€”β€Šβ€”β€Š> 4,468.72 6/27/2025β€Šβ€”β€Šβ€”β€Šβ€”β€Š> 6,173.07 Return of 38.14%

Dow Jones

9/13/2021β€Šβ€”β€Šβ€”β€Šβ€”β€Šβ€”β€Š-> 34,869.63 6/27/2025β€Šβ€”β€Šβ€”β€Šβ€”β€Šβ€”β€Š-> 43,819.27 Return of 25.66%

NASDAQ

9/13/2021β€Šβ€”β€Šβ€”β€Šβ€”β€Šβ€”β€Š> 13,105.58 6/27/2025β€Šβ€”β€Šβ€”β€Šβ€”β€Šβ€”β€Š->20,273.46 Return of 54.69%
Stock Advisor is getting absolutely smoked by the NASDAQ and the S&P 500 which are the old hurdle rate for active stock investors. It barely beat the Dow Jones but not by much. Further proof you average passive investor would have smoked Motley Fool’s product without paying a cent. While most broad index funds have an expense ratio that will eat into the overall return, it is still a better option for most Americans who just want to work and take care of their friends and family. But all that doesn’t matter if I would have put 100% of my cash into the Bitcoin I would have beat everything and it’s not even close!

The proof is in the pudding people. BUY BITCOIN.

(Not financial advice)
Typo this is the Q3 update
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63 sats \ 2 replies \ @grayruby 13h
Motley fool lost its juice.
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To be fair they do add and dump stocks all the time but to have access to their picks you have to keep paying the subscription.
Bitcoin has no subscription fee
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88 sats \ 0 replies \ @grayruby 12h
Very few under the radar companies anymore. Pretty hard to find the next potential amazon or nvidia and not have it already have a massive market cap by the time it goes public.
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