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Just looking at it practically
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Indeed, to be practical we need to understand the psychology... and that's seeing is believing. A certain cohort cannot be told, they must be shown... and so we can explain the obsession with MoE as being because its more visible.
I think this explains why negotiating people into getting just a few bucks worth has been so successful historically, eventually they "see" green percentages in whatever app... the ever important show me part.
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Reality and the matrix.
This touches on something that I think is the problem with people that expect Bitcoin to be a ubiquitous MoE... It's literal savings technology, yet, the insistence that it be used in the meatspace for coffee to be successful is the Coca-Cola mindset.
Everyone is aware of and uses this pointless cornsyrup water, not because it is useful, but because they spend billions on signage.
Moths to a flame.