Chatgpt AI says yes..... with caveats: "If you want digital bearer dollars you fully control—yes, stablecoins can serve that purpose.

But unlike bank deposits, you assume issuer risk. If Circle or Tether fail, insolvency or liquidity issues could jeopardize redemption."

chatcrumb: ... ffs just paste the poll topic in 🙄

OK chattie sure sure .... one small question though on that note. If bank deposits have no risk, why are there bank runs?