Let me flip that question. Why are people with children planning on being a burden to their children in their old age? Having kids isn't a guarantee of having a caretaker when your older. As somone who doesn't have children, and isn't going to, I'm doing what everyone SHOULD be doing who has kids. I'm planning my future responsibly.

I think having children shouldn't be seen as a "retirement plan" because there's no guarantee they'll be around or available in the future, even if you do. In my case, I do have children, but I also believe old age is something everyone should plan for with awareness and personal responsibility. Also, from my perspective as a child, my parents stayed in Cuba and I now live in Brazil. The only way I can help him is financially. Otherwise, I can't help. But I can tell you something: when I got married, my father, in a kind but harsh way, told me that from the moment I said "yes" to my wife at the altar, she and my children would be my family. When he was young, his father did the same with him. He "let him go" financially, and from then on, he was on his own in life. He helped a little, but nothing else. So he did the same with me. Maybe it sounds a little harsh, but it helped me get ahead and make a life on my own, as a married couple first, and now as a migrant. We live alone here, far away, and without family.

On the other hand, building a network of real friends, strengthening community (whether at church, work, or even with friends on forums), maintaining physical and mental health, and ensuring a degree of financial independence are things that help much more than simply waiting for someone to take care of you. Ultimately, we will all face old age with its challenges, and surrounding yourself with people you choose (not necessarily family) can be even more valuable.

And yes, if it's necessary to pay for assistance or care, so be it. But let this stage of life not be marked by fear, but by conscious decisions from now on.

Many people have kids but when they are old these kids are with their wifes and doesn't elevate their parents this is the saddest part.

Just have kids.

You have mentioned a fairly important topic.

I think the following:

Just as we were deceived with money, breaking the gold standard and establishing the fiduciary model.

I think we were also deceived with that philosophy to grow and go away from your parents and live in your own home.

Although I know, that each case is special, I think that the natural is that we live with our parents in old age.

You have mentioned something key. That they ask you for help, be it economical or otherwise, I consider that it should be.

Now he asked me, who plans to ask for someone who is not thinking of having children?

Which I think is another thought embedded in our brain in the latter era (how expensive it is to have a baby, better step)

"Now people prefer to have dogs and want them to be considered parents"

So, I think we must watch over our parents, be with them and help them until they die (if they deserve it, there are obviously exceptional cases of broken families)

And those who do not have children will have to trust a third (neighbor, friend, institution) and Bitcoin teaches us that we should not trust third parties and that we must flee the risk of against part. I think that also applies to this case.

A friends father is 94 and determined not to go to a rest home. He has three daughters, none of whom want to relocate to take care of him. They all could, but choose not to. He gets home help to dress and wash and keep the house operational.

Get a younger healthy wife if you can, or accept there are no guarantees in life...?!

I'm curious...any specific reason why you're not interested in having kids?

I talked to a friend a while back. We were both talking about our parents, and parents of friends of ours, and how they're doing in old age. Many are doing VERY poorly - so poorly that I don't want to live that way. The conversation got around to "Do we want to live, when we're unable to live "with dignity"? The bar might be something like - can you feed yourself, can you take care of your daily needs by yourself. Many people say (at least when they're younger) that they'd prefer a earlier death.

Having kids is great (I think) but it's also not the case that once you have kids, all your concerns about having help in older age disappear. They may not be able to help, or they may not be around.