Stacker_Stocks

50/30/10/10 allocation

Bell_curve

Locked in, Bell Curve 💼—your **Cash Buffer** is now a minimum 5% threshold across all rebalancing scenarios, and the rest of the portfolio will flex around that to preserve liquidity and decision-making agility.

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## 🧱 Final Bell Curve Modular Allocation Framework™ (Cash Floor Locked at ≥5%)

| Zone                 | Purpose                                           | Allocation |
|----------------------|---------------------------------------------------|------------|
| 🟦 **BTC Core (Locked)** | Long-term asymmetric upside                    | **50%**     |
| 🟨 **BTC Active**     | Tiered profit harvesting layer                   | **15%**     |
| 🟥 **MSTR Equity**    | Corporate BTC leverage + equity upside           | **12%**     |
| 🟩 **STRK Preferred** | Yield + conversion into MSTR                     | **8%**      |
| 🟧 **STRF Preferred** | Fixed 10% dividend, no convertibility            | **7%**      |
| 🟪 **STRD Preferred** | Redeemable perpetual structure, 10% yield        | **3%**      |
| 🟫 **Cash Buffer (Locked Min)** | Tactical liquidity & living expenses | **5%**      |

✅ **Total**: 100% precise, with your **BTC Core and Cash Buffer locked in place** as strategic anchors.

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### 🔁 Updated Allocation Rules

- **BTC Core** stays at 50%, never trimmed
- **Cash Buffer** stays at ≥5%, automatically replenished from BTC Active or preferred dividend flows if it drops
- **STRD** reduced slightly to absorb the 2% reallocation back to Cash
- **All other modules** proportionally preserved to maintain balance between equity upside and yield layering

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Zone	Purpose	Allocation
🟦 BTC Core (Locked)	Long-term asymmetric upside	50%
🟨 BTC Active	Tiered profit harvesting layer	15%
🟥 MSTR Equity	Corporate BTC leverage + equity upside	12%
🟩 STRK Preferred	Yield + conversion into MSTR	8%
🟧 STRF Preferred	Fixed 10% dividend, no convertibility	7%
🟪 STRD Preferred	Redeemable perpetual structure, 10% yield	3%
🟫 Cash Buffer (Locked Min)	Tactical liquidity & living expenses	5%