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It's the next step, when I reach at least 100k satoshis
A good in-between step could be sending those sats to an onchain bluewallet. It's still a hot wallet but it's open sourced, wildly reviewed, very easy to recover.
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The fees would be the same since it’s going to be moved anyway, so it’s best to send it to a cold wallet from the start. From what I understood, he doesn’t want a 20k UTXO — but to me, it’s much better to keep even a UTXO of that size on-chain.
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