As major home insurers flee storm-ravaged markets, Demotech’s ratings enable smaller ones to step in. A string of failures has left homeowners in the lurch.

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Fiat debt financing is highly dependent upon insurance.

As climate change risk increases upon billions of dollars of US real estate and insurance becomes unviable fiat debt funding of this real estate also becomes problematic. Values plummet.

Not only are insurers at risk but banks and homeowners are too.

Yet still some people deny Climate Change.