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The thing with glacier btw, is I'm not recommending people to use the glacier software necessarily (I've never used the glacier software), just that its a good reference as a guide for tools you know and love already.

The thing about custodians, is that I just don't like my collaborative custodian (because I'll never use full custodian eww) to be a company. I'd rather my collaborative custodian not be a government protected entity, but a real person and preferably, family. That's all, and even then, I'd prefer if those collaborative custodians only really have access to a timelocked key, such as what's provided in liana wallet.

In fact, because glacier does not include timelocks, its an incomplete guide and maybe even outdated?

https://wizardsardine.com/liana/

And obviously descriptor wallets are not as easy to work with as "Just memorizing 12 words (and the wallet and version you generated it from to avoid additional footguns)

Here's a neat tool to help deal with that. I probably wouldn't bother with it until your Bitcoin starts to look more like a retirement account than a savings account tho. https://seedhammer.com/

So in other words, what I prefer as the ultimate solution, is full self custody with keys in multiple locations, which only failing that after a timelock, collaborative custody of keys where multiple people who are not likely to collaborate together, sign a psbt you create from a watch only wallet (to ensure they don't collaborate together).

But ah incorperating timelocks into people's setups and even multi-sig on its own is such a new idea to so many people. I was about to bring pre-signed transaction possibilities into this lol.

Anyway, arman the parman's guide is a little more simple and goes over "levels of custody" rather than "This is how you do it" You know like, imagine sending glacier to a newbie right? https://armantheparman.com/zerotrust/