Language is very powerful. What they are doing is trying to create words that are scary to nocoiners, to normalize “hosted wallets” those words make it seem like “hosted” is normal and “hosted” is abnormal. It’s important we stay on top of it and tell individuals that self custody is the norm.

I think muun is a great lightning wallet for pocket money but I do not think it should be used as a long term cold storage wallet.

Education is key here.