I'm excited about this one. Crowd Health is a "not insurance" health plan company - I believe it's technically called a "health sharing" company. They have much lower rates compared to regular health insurance.
I just got an email from them. If you can pass certain health tests (fasting insulin, c-reactive protein, dexa scan), you can get 20% off of your contributions.
I love the fact that the INCENTIVES ARE ALIGNED here. They know some of the metrics that truly matter, in terms of staying healthy. If you can meet those metrics, they allow you to pay less, because you will (probably) cost them less.
And this benefits you as well! Your health will be improved.
Here's some details:
CrowdHealth Longevity Discount Program Launching Soon At CrowdHealth, we believe healthy choices should pay off—literally.
Launching October 1, 2025, members can begin qualifying for up to 20% off monthly contributions by completing simple health tests that track key longevity metrics. Think of it as a win-win: you invest in your health, and your wallet gets rewarded.
Full program details (including which tests qualify and how to submit results) are available for your review, today! Click on the link below for more information 👇
These are the tests along with the acceptable levels:

Bottom line, they're rewarding you with lower premiums, if you have less chance of getting sick.
Notice a few things that are not on the list of health tests that they use for this - blood pressure, and cholesterol levels. Even though many people are prescribed (toxic) medications to lower blood pressure and cholesterol levels, lowering them does not usually lead to improved health.
If you're interested in Crowd Health, here's a link with my referral code (we both get a discount if you end up joining).
https://www.joincrowdhealth.com/?referral_code=TES8CR