I spend my Bitcoin when I need something I can pay with it directly, it doesn't matter when, since I keep stacking sats and I will for as long as I have a fiat income flow.
The spend and replace strategy works for me too, I've only spent bitcoin when it made sense as a cheaper transaction, when I paid a few people over lightning, worked out far better than paying cash or paypal and I can just replace my stack immediately
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Also, I try to sell fiat for sats faster than I spend sats, so that my sats balance never goes down.
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