The moment you make it possible for a user to send and receive sats immediately inside the app without setup barriers you change the mental model from “this is an app I need to configure to “this is the app I use to move money instantly” That shift has a huge impact on retention and growth...

My only caution is to ensure the embedded wallet does not become a silo. If you can keep it interoperable and flexible while still offering the baseline experience you described you will preserve the connective tissue vision that Lightswap started with. Your differentiator is natural language control of money flow across different platforms and the wallet should amplify that rather than replace it..