Yeah, I think it will be more about outsourcing risk than outsourcing technical expertise.

Undisciplined

bitcoin

DISCUSS: saying "hold your own keys" is similar to "run your own email server"

Scoresby

> Holding your own keys isn't that different from keeping track of your passwords for other stuff.

Agreed. This makes a lot of sense to me. The main difference though is the "no one is coming to help you" factor of bitcoin keys. People are very used to the process of resetting passwords. It will be hard to get people into the no-recovery mode of Bitcoin. 