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Since you're putting up full collateral, this is basically for the purpose of managing fiat cash flow, right?
It saves you the hassle of doing a bunch of BTC to $ transactions.
Correct. I tried getting on zero fiat but between the exchange slippage and tax burden it was more headaches and stress than what little benefit I got. Plus why use windfall fiat to pay off debt when you can buy Bitcoin use leverage and live the best of both worlds!
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