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I have taken the payout a couple times on losses when it was clear the team didn't have a chance to come back but didn't get much so I just counted it as a full loss. I did that with the Cardinals this week and got back 8 cents.
Oh yea, this was slightly different than just taking a cash out option, as it automatically happened and was the full payout. I haven't cashed out any other bets though.
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