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It seems like what most people want in terms of lightning UX is an onchain-like control of funds with varying degrees of trusted infra/channels/etc.

Do you agree with that?

I think people who know to search for lightning bitcoin payments right now have better concepts of on-chain than lightning.

But I think most people don't even know what on-chain is :)

I agree that most people just want payments to just work for them.

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