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when i was youger it was not so easy (no money left before the end of the month),
With the time i ve managed to get any debt and get money until the end of the month,
I try to spend only what i have. If i want to buy something and i do not have the money, i wait until i can buy it.
Now, my debt is the money that i ve to pay for the flat i own. And what a debt!!!