In an inflationary currency, debt is pretty much the only way to get ahead. The rich know this and leverage debt to finance asset investments and avoid paying taxes on those assets.

Debt allows the rich to become richer. While the poor, who generally poorly manage their debt (by using it to buy liabilities) end up losing access to cheap debt and can't use it to the same extent, owing to lack of collateral.

Personally, I carry a sizeable student loan which I've been making minimum payments on for a decade. I took out a modest LoC and bought btc with it a few years ago, which I'm also making the minimum payments on.

Despite my stack being worth far more than my total debt load, I refuse to sell btc to pay off fiat debt. Why would I trade hardest digital money known to man for worthless entries in a fiat database? I'd rather take the 7 years to shake a bankruptcy and come out the other end with my entire stack (+ student loan), as I have full confidence in that time my savings are far more secure in bitcoin than in a bank's computer.