thanks, mate, I've been speaking to a few people about it theres a lot of informal business here that couldn't be arsed to do banking they use their phones/cash/vouchers/atms but if they knew how cheap LN and eCash are I can't see why the switching cost alone wouldn't be attractive

There are several circular economies starting in South Africa right now that could benefit from it so let's see how it goes, I don't think it needs to be forced though, natural incentives tend to draw people.