I use muun to go from lightning to on chain when I have to use layer one because it's free to do so and you don't have to "swap" with a fee involved... But I would never store anything on Muun ever, but that service they provide is something you can't find elsewhere.
Then you're in the 0.1% who actually understand what's happening and that's fair enough, we're talking about the other 99.9% here tho
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