Somewhat annoying that the article links to texts behind a paywall.

I think institutional adoption is a victory. What of course isn't is that this means that people with a lot of resources spend time and effort on tricking the rest about what bitcoin is and how it's best used.

Self custody isn't actually that hard. People that don't want to do it have their reasons. I think that trust in the system, being mostly told about the down sides of doing so, and fatigue from just getting through the day dominates.

A lot of bitcoiners that I've met readily confess that the most disturbing change they experienced on their bitcoin journey was not to learn about how bitcoin works, but to learn about how the world works!