As I have said, I'm not advocating for low or high trust. Generousity is a virtue. But it is an exploitable one. Seen many people exploited, especially older and more vulnerable people. They grew up in a world where they rarely met a stranger and when they did they were very trusting. Today the world can reach into their lives digitally and manipulate them.

I know a sweet lady in her 80s who was scammed out of her husband's nest egg. Happens every day.