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Any employee can change the ledger at a bank.
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Bank ledgers account for value, but do not hold that value.
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Immutability. Decentralized persistence and accountability (this isn’t true of all blockchains necessarily, but it is of Bitcoin). Publicly accessible.
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'Blockchain' is a rather generic buzzword at this point. It isn't entirely clear what it means in this context. Creating a blockchain is easy at this point, but a blockchain alone isn't really anything that special.
Bitcoin is quite different than a banking ledger though, in that it allows for a censorship resistant method to account for native digital assets.
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