But the author of the article did do self custody but chose to change to ETFs. That suggests he understood about keys, network fees, etc., but ultimately decided that ETFs work better for him.
I wouldn't do what he did, but I wouldn't call him "not a bitcoiner" (not that you called him that either)
The inference of his choice is that he isn't concerned about the state taking his ETF and is prioritizing easy bitcoin based loans. This isn't complicated
But the author of the article did do self custody but chose to change to ETFs. That suggests he understood about keys, network fees, etc., but ultimately decided that ETFs work better for him.
I wouldn't do what he did, but I wouldn't call him "not a bitcoiner" (not that you called him that either)