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It depends on perspective, the idea "layered money" supports both the view of "tightly focused, mostly ossified Layer 1 Bitcoin" and also "auxiliary services that are built on top of it". It doesn't represent any sort of contradiction....

Look at the legacy system and how it grew: (a) Layer 0 money (Gold), (b) Layer 1 money (Treasuries), (c) Layer 2 Shitcoins (USD), (d) Layer 3 Electronic Transactional Money (Visa, Mastercard, Paypal, credit).....

Yes its all shitcoin based, but thats not the point....the point is that complex systems grow as orthogonal layers. This is because there are distinct requirements and pain points that each layer is trying to solve which aren't shared by the neighboring layers.

We should expect Bitcoin ecosystem to grow in an analogous way.