How is it 2026 and this isn't an easily solved problem with lots of information on how to set it up!?
Yes, this is exactly where most teams tend to get stuck. Lightning is great at moving sats, but subscriptions need predictable billing, retries, accounting, and zero volatility (especially for Fiat-run businesses like the one you're talking about). So, basically, Visa UX on Bitcoin rails.
An approach that actually works is using Fiat Lightning channels (no tokens, no stablecoins). Users still pay in sats over Lightning, but the balance and billing logic stay stable in fiat inside the channel. That makes recurring charges, refunds, and accounting sane and auditable for a Fiat-run business.
We’ve been building this for merchant use cases exactly like subscriptions and cross-border SaaS.
Happy to share details if this is the kind of direction you’re exploring.
Yes, this is exactly where most teams tend to get stuck. Lightning is great at moving sats, but subscriptions need predictable billing, retries, accounting, and zero volatility (especially for Fiat-run businesses like the one you're talking about). So, basically, Visa UX on Bitcoin rails.
An approach that actually works is using Fiat Lightning channels (no tokens, no stablecoins). Users still pay in sats over Lightning, but the balance and billing logic stay stable in fiat inside the channel. That makes recurring charges, refunds, and accounting sane and auditable for a Fiat-run business.
We’ve been building this for merchant use cases exactly like subscriptions and cross-border SaaS.
Happy to share details if this is the kind of direction you’re exploring.