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I don't really disagree with your position in the case of regular SN usage.

I'm thinking more about how things like channel capacity affect the high end of the range; LN liquidity thins out as the size of the withdrawal grows beyond a certain point, so there is probably some limit beyond which a large stack is better spent as lots of relatively smaller zaps and boosts.

It could very well be that I'm speculating about a phenomenon that simply doesn't exist. I've still not yet used nor studied LN much, beyond making small payments and reading general guides.