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I don't mean that large.
Most (90%) of my zaps are under 10 cents. Over 100$ is rare for me
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My guess is that lightning will handle pretty much everything under 1M sats, which is basically all ordinary transactions.
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Biggest Lightning transaction I ever made was like... 3 million sats. It took maybe 30 seconds to process but went through.
It was instant with a bunch of hops. The only downside was that at .5% in fees it costs more than just doing on-chain
On-chain would have been a flat fee... of like 25 cents. Lightning was instant and more private but some %?
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Most of us don't make many unusually large transactions, but if home sales start being settled in bitcoin, that would provide a lot of on-chain transactions.