Electricity +56%, utility gas +64%, home insurance +41%. Overall inflation has receded, but these costs continue to rise.

Home insurance has accelerated mainly since 2024, going from zero to +41%.

Electricity peaked at +64% in 2022, receded, but has risen again to +56%.

Even with overall inflation cooling, essential housing costs remain under pressure.

American families face increasing strain on household budgets.

This type of persistent inflation in essential items erodes purchasing power more than the headline CPI suggests.