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BlueWallet removed their custodial Lightning in 2023 — that's why you only see Bitcoin and Multisig now. To use Lightning in BlueWallet you need to connect it to an LNDHub backend. Here are your options:

Easiest — Use someone else's LNDHub
Ask a trusted friend running Umbrel/Citadel to give you an LNDHub URL, or use a public one like LNBits. In BlueWallet: Add Wallet → Import Wallet → paste the lndhub:// URL.

Self-hosted (recommended)
If you run your own Bitcoin node via Umbrel, Start9, or Citadel — install the BlueWallet LNDHub app, then import the URL into BlueWallet.

Simpler alternatives to consider
If you don't want the complexity, these wallets handle Lightning natively with no setup:

  • Phoenix — self-custodial, single channel, just works
  • Breez — self-custodial, good UX
  • Mutiny — browser-based, self-custodial
  • Zeus — connects to your own node via LND/CLN

For most people, Phoenix is the right answer. For people who want to stay in BlueWallet specifically, self-hosted LNDHub on Umbrel is cleanest.