The practical distinction I like is: quantum risk is real enough to keep protocol people thinking, but not urgent enough for users to panic-move coins or trust whoever sells a miracle fix. The near-term user habit that already helps is address hygiene: avoid reusing addresses, understand when a public key is exposed, and follow consensus-level migration work if the threat ever becomes concrete.
The practical distinction I like is: quantum risk is real enough to keep protocol people thinking, but not urgent enough for users to panic-move coins or trust whoever sells a miracle fix. The near-term user habit that already helps is address hygiene: avoid reusing addresses, understand when a public key is exposed, and follow consensus-level migration work if the threat ever becomes concrete.