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My point is, when you pay a merchant in Bitcoin, for example, they receive Bitcoin, without it being converted to fiat, unlike how some tools work.

These merchants need to have their liabilities in Bitcoin first. One of the biggest issues I ran into with a project of my friend that I'm helping out with, is finding a local supplier of raw materials (other than tech stuff) that accepts Bitcoin, because you'll have to orange pill them too. Unless you're a significant customer of theirs, they're unlikely to do this, so this is hard for startups.

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I agree with you that we can improve on that but I don't think it's our biggest challenge at the moment.

Of course, if you see opportunities to get people to make the switch, that's a great service.

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