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I wouldn't worry too much about the details. One way or another, if not now then later, the whole thing will implode. So just GTFO of their no-fixed-rules monopoly game.
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I am already out of it and was never in it.
I just care about details.
But I think this answered my questions good enough: https://www.youtube.com/watch?v=oHjDCC6Vigc
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What about
With people who are at fault we mean the VCs who put their money into that bank and are now bailed out?
But the shareholders are other people?