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Which makes it hard to bank them for when you need them. I wish I could just bank all my CCs to a certain threshold (3k or 5k) then use sats for everything. Once I see my CC balance being used then I know I have wallet issues.
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If you disable your wallets, then you'll receive all zaps as credits. If you try to zap a larger amount than the credits you have, an invoice will be generated for you to pay.