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What do you think of companies like Unchained or Casa that have multi-sig solutions for inheritance?
Also, your point might not necessary apply to an asset like Bitcoin that increases in value over time. The incentive and greed of the human spirit might go long here. ;)
Unchained, Casa, and lately Nunchuk all add great options to the mix.
Best solution depends your heirs' and executor's level of knowledge on custody and opsec. And their willingness to stay up to date, since we don't know when we'll die.
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