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I think the UX barrier is why machines-first matters, because interfaces are converging on a chat bot. The UX for Lightning and Stables can only be equivalent if its abstracted behind a slop cannon.
There was post last week about AI vs. Bitcoin, that notion misses the forest for the trees, the forest is AI is good for Bitcoin.
KYC as a friction/cost benefits illicit more than most, but not exclusively. The open-network vs. closed network is the most material thing beyond Bitcoin as the reserve currency, a given Stable has to become ubiquitous to compete on "money for the internet". The real cope is L402 for stables.
Stables are good for Bitcoin too. Stables aren't a savings vehicle, they reduce friction INTO the reserve currency.
Rule 1: Everything is good for Bitcoin.
from a laymen’s perspective I’d agree with gbis. I don’t see any reason apart from illicit activities that Bitcoin/ln payments has to be the default agent to agent or human to agent payments. agents will use whatever payment rails the user tells them to use and likely be the lowest UX barrier